Month: November 2020

NFIB Small Business Optimism Index Remains High, So Does Uncertainty | 2020


WASHINGTON, D.C. (Nov. 10, 2020) | The NFIB Optimism Index remained at 104.0 in October, unchanged from September and a historically high reading. Four of the ten components of the index improved, five declined, and one was unchanged.


Although all of the data was collected prior to Election Day, a six-point increase in the NFIB Uncertainty Index to 98 was likely driven by the election and uncertain conditions in future months due to the COVID-19 pandemic and possible government-mandated shutdowns, said NFIB Chief Economist Bill Dunkelberg.

The uncertainty reading was the highest reading since November 2016.

“Leading up to the presidential election, small businesses continued to focus on stabilizing their businesses but were uncertain about the future economic conditions due to COVID-19 government regulations on all levels,” said Dunkelberg. “We see solid momentum going into the 4th quarter, and another good quarter could get the GDP back to its 2019 closing levels.”

Other key findings:

  • Earnings trends over the past three months improved nine points to a net negative 3% reporting higher earnings.
  • Earnings trends have improved to pre-crisis levels, up 32 points since June.
  • Inventory investment plans for the next three to six months increased 1 point to a net 12%, a record high.
  • Real sales expectations in the next three months increased 3 points to a net
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Information and Links Related to Military Veterans and Small Business

This is a round-up of information shared previously on SmallBusiness.com for  military veterans related to starting and running a small business. These links include resources for veterans who want to start a business or who are currently operating one. Also included is information (and encouragement) about hiring veterans as employees for your business.


8 SBA Resources to Help Veterans Start and Run a Small Business

A list of three Small Business Administration (SBA) financing programs and five other SBA resources that encourage the creation and support of veteran-owned businesses. ()

State Government Agencies That Encourage Business Ownership by Military Veterans

In addition to federal government and private programs related to supporting military veterans who are business owners, most states have offices or agencies that help veterans access their benefits, run programs related to the employment of veterans, and encourage business ownership by military veterans. Here is a list to links to those state agencies.()

5 Reasons Small Businesses Should Hire 1 Million Veterans

If every small business in America that has between 10 and 99 employees were to make it a priority to look for a veteran when filling their next position, every veteran would have a job and businesses would have great employees. ()

Resources That Help Small Businesses Find and Hire

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André Tapia passed one of the most demanding exams in the country and hence the idea of creating an app to help others arose


7 min read

This article was translated from our Spanish edition using AI technologies. Errors may exist due to this process.

Opinions expressed by Entrepreneur contributors are their own.


Dr. André Tapia, when he was an aspiring ophthalmologist , looked for Carlos Roca, owner of Mellow Consulting; and said, ‘I did very well on the National Exam for Medical Residency Applicants (Enarm)! It is one of the most demanding tests for doctors who want to enter a specialty. I was the eighth nationally. I prepared myself in different ways and I think there is a very great opportunity to develop an application to study and pass this exam ”.

Of the 45,000 doctors who perform the Enarm each year in Mexico, only 18% are approved; and most are left without the opportunity to be specialists. This is how the startup Reto Education was born, which created the Reto Enarm app to study and pass the National Exam for Aspirants to Medical Residencies (Enarm ) through clinical cases, questionnaires, challenges and simulators.

André Tapia asked Mellow Consulting for a quote; and after a while, Carlos Roca told him: “We have already done a lot of research and we believe that this project has a good future. Why don’t we do the business together? We operate it and you

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Pfizer Says Its Covid-19 Vaccine Is 90% Effective

Pfizer’s chairman and CEO called the trial results a “great day for science and humanity.”

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1 min read


Pfizer and German biotech firm BioNTech announced that their coronavirus vaccine was more than 90% effective in preventing Covid-19 in tens of thousands of test subjects. “I think we can see light at the end of the tunnel,” Pfizer Chairman and CEO Dr. Albert Bourla told CNBC’s Meg Tirell on Squawk Box.

Research will continue and if the data stays strong in the next week, Bloomberg writes, “it could mean that the world has a vital new tool to control a pandemic that has killed more than 1.2 million people worldwide.”

Related: Covid-19 Will Fuel the Next Wave of Innovation

If the vaccine does get emergency approval, it won’t immediately be available to everyone. The first people eligible to get the shots will likely be those at a high risk of becoming sick from the virus, such as frontline healthcare workers and the elderly. 

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Simplify Your Business Operations with This AI-Enhanced Appointment Scheduling App

KarenApp is specifically designed for small businesses.

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2 min read

Disclosure: Our goal is to feature products and services that we think you’ll find interesting and useful. If you purchase them, Entrepreneur may get a small share of the revenue from the sale from our commerce partners.


There are more than 30 million small businesses in America. Running each of those small businesses takes a great deal of work and organization. Whether you’re running a solo consultancy or a yoga studio, being able to organize your schedule and appointments is absolutely crucial. While there are many tools on the market that can help you do this, KarenApp Scheduling Software is one of the very few that was designed specifically with small businesses in mind.

KarenApp is an intelligent assistant, built to manage all of the things that you don’t have time to do. KarenApp schedules appointments, takes payments, and sends automated reminders to simplify the way your business runs. It comes with a scheduling bot that allows you (and your customers) to speak to your calendar in natural language, booking appointments seamlessly. It automatically detects timezones, adapting meeting times to ensure you’re always on the same page with clients in different timezones, and

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