Are you a supply individual? We inform you the best way to shield your self

Learn how to buy bike insurance coverage.

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Cash-Sensible Solopreneur

This guide provides you the important information for easy-to-follow suggestions and techniques to create extra monetary success.


4 min learn

This text was translated from our Spanish version utilizing AI applied sciences. Errors might exist because of this course of.


With the pandemic and the expansion of supply purposes , 1000’s of individuals turned to platforms resembling Rappi , UberEats or Didi Meals to help their household’s economic system. That’s the reason the work of bike supply males has elevated dramatically.

Any such work can depart you good earnings, it is best to take into account that in massive cities there are a number of dangers when you use a bike as a way of getting round. Hiring insurance coverage is an funding that you should make.

Why take out insurance coverage in your bike?

Motorbike insurance coverage insurance policies shield each your automobile from the a number of dangers that exist when driving on the streets and avenues of cities, whether or not they’re collisions, run over, falls, theft, assault, materials harm, mechanical failure and complete loss because of harm.

“Taking good care of our bike is totally important, since for a lot of it’s their primary supply of revenue, however additionally it is simply as vital to care for our well being and life when driving,” says Santiago PĂ©rez, CEO and co-founder of Ahorra Seguros , a comparator platform specialised in insurance coverage.

In keeping with knowledge from the Nationwide Institute of Statistics and Geography (INEGI), in Mexico greater than 4.1 million bikes flow into each day; nonetheless, solely 8.6% of those are insured.

An insurance coverage ensures you the mandatory sources for the fee of damages that you could be trigger to 3rd events, in addition to the mandatory repairs of your bike, fee of medical bills in case of accidents, amongst others.

As well as, with insurance coverage you’ll be able to shield your bike towards catastrophic dangers resembling complete loss because of materials harm or theft, which might not solely imply the loss of a giant funding and a wealth of nice private worth, however may additionally symbolize the lack of your supply of revenue.

On this sense, in line with Ahorra Seguros , these are the principle advantages of an insurance coverage of this sort.

How does a bike insurance coverage for a supply individual work?

Motorbike insurance coverage for business use protects holders towards dangers in driving within the employment of supply individual resembling:

  • Shocks
  • Falls
  • Abuses
  • Whole or partial theft
  • Assaults
  • Materials harm to the bike
  • Pure disasters
  • Vandalism
  • Mechanical failures
  • Journey emergencies

Any such insurance coverage has a collection of specialised coverages to guard drivers financially and logistically by:

  • Materials harm
  • Civil legal responsibility for damages to 3rd events
  • Whole and partial theft
  • Medical bills to the motive force
  • Whole loss because of materials harm
  • Particular gear, diversifications and conversions
  • Equipment
  • Roadside help
  • Protection and authorized recommendation
  • Tires

Every of those coverages protects you with an insured quantity that will help you pay for a lot of the bills required in repairs or help companies.

Picture: Depositphotos.com

Which insurers supply bike supply insurance coverage?

Presently in Mexico there are dozens of insurers that provide such a insurance coverage, resembling:

  • ANA Insurance coverage
  • Mapfre
  • Inbursa Insurance coverage
  • Banorte Insurance coverage
  • GNP Insurance coverage

Every of those insurers has totally different coverages and situations of use, so earlier than hiring your insurance coverage, it’s best to tell your self in depth about their companies and evaluate the very best choices.

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