Personal Finance

  • Personal Finance

    10 Tips for Making Money by Selling Websites

    Building profitable websites has never been easier. One of the distinct advantages is that these websites can be created with just a bit of knowledge and very little start-up capital. In most cases, all that’s needed is a domain name and hosting account, which can be purchased from any of the major providers for around $100 per year. The lack of any major barriers-to-entry has made this an attractive model for those with little cash and plenty of time. With the right niche topic, a built-from-scratch website can go from nothing to earning $1,000, $2,000, or even $5,000 per month in as little as 12 to 18 months. A lesser-known…

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  • Personal Finance

    6 Ways to Make Money Online in Your Spare Time

    So you want to make a little extra money on the side through the internet? Well, you came to the right place. While billions of dollars are generated online daily, the funny thing is that the “average” internet user really has no idea why or how this is happening, or that they could be making money online as well. In this article we will provide you with six ways that you can start making money online today! Let’s get started. Write Articles One of the easiest and fastest ways to start making money online is by writing articles through freelance writing sites. The concept is simple: Websites and brands need…

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  • Personal Finance

    Easy Budget App Functions (4 Things You Didn’t Know a Budget App Could Do)

    Budgeting is simpler with a mobile app. Budget apps make managing finances a lot easier. Where budget software for your home computer took away the burden of keeping track of everything on paper, budget apps make the software portable. Now you don’t have to be at home to see your monthly budget and all of your accounts at a glance. There are many features that make Mint.com’s mobile budget app handy, but here are four of the most beneficial. Mint’s Apps Work with Smartphones and Tablets at the Same Time Know what’s great about a budget app on your smartphone or tablet? Portability. Never let your money out of your…

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  • Personal Finance

    10 Ways to Fine Tune Your Personal Budget Before Buying a House

    For most people, buying a house is the largest purchase they will make in their lives- so it goes without saying that this is not an impulse buy but one in which preparation and research is key. Before you even begin considering signing your name on that dotted line, you need to ensure that your personal budget is in check. By fine-tuning your finances and looking at a home purchase as a lifelong investment, you can buy your new home with minimal monetary concerns and a happy outlook for the future. These ten tips will help you get your personal budget in shape, get the best mortgage for your money,…

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  • Personal Finance

    Holiday Spending Statistics for 2020

    Rather than shopping in department stores and visiting Santa at the mall, this year’s holiday season is going to look a little different. You’ll likely be spending more time with your closest loved ones and exchanging gifts you ordered online. With the events of 2020, many have experienced unexpected changes in employment, income, and even health so the holiday budget is top of mind. To figure out what gifting budgets may look like this year, we ran our own holiday survey and collected 26 holiday spending statistics. In 2019, roughly 729 billion dollars was spent during the holidays. This topped the charts, making it the biggest holiday season. This number…

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  • Personal Finance

    Can We Afford to Retire on Just $65K a Year?

    Dear Penny, I am disabled and my husband is our wage earner. We are both near age 70. We receive Social Security and some monthly pension payments that aren’t terribly large.  With his current income, we bring in about $99,000 before taxes. Without his income, we would bring in about $65,000 a year. We have a mortgage of $1,310 per month, plus a lease car payment and one credit card we are working to pay off. We need to account for monthly living expenses as well.  We do have some retirement funds we will need to start taking in the next few years, but we are trying to hold off…

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