Personal Finance

What You Should Do as These 8 Coronavirus Relief Programs End

For many of us, the end of 2020 can’t come soon enough.

But if you’re among the millions of people who’ve leaned on pandemic relief programs to stave off an economic hardship, you might be eying the end of the year with some trepidation as those programs’ deadlines draw near.

The $2.2 trillion CARES Act was passed back in March, and some of the programs have received extensions through the end of the year. But so far, many of those programs have uncertain futures beyond 2020.

We’ve sifted through the various programs to check on the end dates, potential extensions and what you can do before their deadlines arrive.

8 Pandemic Relief Programs End Soon — Here’s How to Prepare

We’ve rounded up pandemic relief programs that were launched by the CARES Act — plus some that states and even lenders may offer on their own. Here’s what you need to know.

1. Unemployment Benefits

What It Is: Unemployment assistance during the pandemic has been a lifeline for the millions of people who’ve lost their jobs.

In addition to state unemployment benefits, the CARES Act included Federal Pandemic Unemployment Compensation, which provided an additional $600 per week payment to supplement state-level Unemployment Insurance programs.

That program ended in July, but Congress approved a 13-week unemployment insurance extension, known as

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Options for Teacher Student Loan Forgiveness

Loan forgiveness is a trade-off. It’s about incentivizing graduates to work in low paying or otherwise undesirable positions in exchange for erasing or significantly reducing their student loan balance. Without these programs, important community institutions would be severely understaffed.

If you’re a teacher or education student reading this, those criteria probably sound familiar.

Many school districts struggle to fully staff their schools, especially when it comes to certain positions. Loan forgiveness programs are one of the best ways for them to attract job candidates and retain them for long enough to make an impact.

Teachers have several options when it comes to loan forgiveness. Here’s what you should know about each one.

Teacher Loan Forgiveness

The Teacher Loan Forgiveness Program is the only federal loan forgiveness program specifically designed for teachers. Math or science teachers who teach in secondary schools or special education teachers can have up to $17,500 worth of loans forgiven. Any other kind of teacher can only receive up to $5,000 worth of loan forgiveness.

The program has strict requirements. Teachers must hold a license or certification in their state and teach for five consecutive years in a school that primarily serves low-income students. A list of eligible schools is available here.

Teachers qualify even if they work at different schools for each of the five

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6 Fitness Gifts for Health Enthusiasts

Got a health and fitness enthusiast to shop for this holiday season? Look no further than this list, which includes workout class subscriptions, meal plans, state-of-the-art equipment and more. All items are great for building healthy habits — and they’re all on sale for a limited time.

6 Fitness Gifts for Health Enthusiasts

The items on this list are suitable for a variety of fitness interests. You can get up to 98% off the valued price.

1. iBodyFit Premium Diet & Workout Plan: Lifetime Subscription

The iBodyFit Premium Diet and Workout Plan helps users take charge of their health and fitness. This lifetime subscription includes 400 online workouts and 40 diet plans, plus daily VIP support and feedback from trainers. It’s valued at $499, but you can snag a premium plan for $49.99.

2. Build Your Custom Home Workout and Nutrition Plan Bundle

This nine-course bundle has everything needed to improve health, strength and overall well-being. Study helpful strategies for weight loss, muscle building, healthy dieting and more. Valued at $1,800, it’s available for $29.99.

3. Simple Fitness and Nutrition Bootcamp

Optimize an effective and balanced nutrition plan with these three courses on building the best nutrition habits for working out and getting in shape. Valued at $189, the bootcamp is on sale for $19.99.

4. LUFT Cube Portable Filterless

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4 Reasons to Show Gratitude for Financial Blessings in 2020

Ahhh 2020 — what a year! If you’re like most people, 2020 has not gone quite as you expected it, way back in January. Tens of millions of people (or more) have been impacted by the COVID-19 pandemic, either physically, emotionally, or financially. And while there have been various programs offered both by federal, state, and local governments and private companies, there’s no doubt that many people’s finances have taken a hit this year.

READ MORE: How to Protect Your Finances During Challenging Times

Still, with 2020 coming to an end (finally!), it’s time to take a look back and count your blessings. Here are a few reasons that, no matter how 2020 has gone for you, you should consider showing gratitude for some of your financial blessings in 2020.

#1 Being grateful can improve your relationships with others

Have you ever been around someone who seemed like they were always in a good mood? Whenever I have been around a person like that, I have found that their cheerful attitude rubbed off on me. Similarly, being around a person who is projecting a negative attitude can lower your own happiness.

Being grateful and positive for the things in your life can also improve your relationships with your friends, family, and others around you. If there’s someone who has helped

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Gratitude in A Difficult Year

This year took so many twists and turns we haven’t been able to keep count– often leaving us in complete overwhelm with a whirlwind of thoughts and emotions. Grief, anxiety, and sheer disappointment are just a handful that comes to mind when we reflect on the endless amount of curveballs life has thrown over the past year. Tragedy and loss plagued the entire world, leaving us speechless day after day. Despite the darkness that loomed for what seems like an eternity there has been an outpour of positives that we can’t forget to remember. As 2020 quickly comes to a close, let’s take the time to decompress and reflect on the happier moments we were lucky enough to live through and witness. Even though Thanksgiving may look less traditional than previous years, we still can readily name some things that shift our hearts to a place of gratitude.

Family first

Let’s face it – the hustle and bustle of life impact our family and friends more than we’d like to admit. Competing schedules, conflicts, and not making enough time for those that matter are often reasons why we are unable to nurture the people we hold near and dear. Because of restrictions on travel and other entertainment, we were forced to become more creative with our time indoors; in turn,

Read More

Gratitude in a Difficult Year

This year took so many twists and turns we haven’t been able to keep count– often leaving us in complete overwhelm with a whirlwind of thoughts and emotions. Grief, anxiety, and sheer disappointment are just a handful that comes to mind when we reflect on the endless amount of curveballs life has thrown over the past year. Tragedy and loss plagued the entire world, leaving us speechless day after day. Despite the darkness that loomed for what seems like an eternity there has been an outpour of positives that we can’t forget to remember. As 2020 quickly comes to a close, let’s take the time to decompress and reflect on the happier moments we were lucky enough to live through and witness. Even though Thanksgiving may look less traditional than previous years, we still can readily name some things that shift our hearts to a place of gratitude.

Family first

Let’s face it – the hustle and bustle of life impact our family and friends more than we’d like to admit. Competing schedules, conflicts, and not making enough time for those that matter are often reasons why we are unable to nurture the people we hold near and dear. Because of restrictions on travel and other entertainment, we were forced to become more creative with our time indoors; in turn,

Read More